Basically, as the title states, increase the civilian side payment. The only Civilian side jobs you can get some good money are Trucker/Delivery Man. Minimum should be 7K-10K maybe. My point is, if Player A works for a hour as a Delivery man and Player B works for a hour as Binman, their money difference would be 200K-300K or maybe more. You can't do anything here with so less money anyway. It'll also make it more active.